Q & A Public Housing Residents

Public Housing Residents

What is included in the determination of a family’s annual income?

When determining a family’s annual income, the Housing Authority must consider all wages and salaries, overtime pay, commissions, fees, tips, bonuses, compensation for personal services, and all information defined in the HUD’s Title 24 Code of Federal Regulations #5.609. Annual income is a family’s anticipated total or gross earnings minus allowable “exclusions.”

The formula is basically:
Total/Gross Income – Exclusions = Annual Income

For more information contact the Fresno Housing Authority.

What is adjusted income and how does it differ from a family’s annual income?

Adjusted income is the amount a family earns minus mandatory deductions.

Annual Income – Deductions = Adjusted Income

Mandatory deductions include amounts for dependents, status as an elderly or disabled family, unreimbursed child care expenses, unreimbursed medical expenses for elderly or disabled families, and unreimbursed disability assistance expenses.

What is the difference between income-based rent and flat rent in public housing?

Income based rent is determined by a family’s income and the Housing Authority’s policies for determining rent. Unlike income-based rents, flat rents remain stable regardless of changes in family income. Flat rents are based on the market rent charged for similar units in the private rental market. It is equal to the estimated rent for which the Housing Authority could lease the unit. The flat rent is designed to encourage families to become economically self-sufficient. For more information contact the Housing Authority

Can the Housing Authority give families living in public housing owned by the agency the option to pay either income-based rent or flat rent?

Yes. Once a year, the Housing Authority gives each family living in Public Housing the opportunity to choose between the two methods for determining the amount of rent to be paid by the family. Except for financial hardship cases, the family may not be offered this choice more than once each year.